PG&E Rate Plan Calculator
Compare E-TOU-C, E-TOU-D, EV2-A and E-ELEC for your home. Enter your monthly usage and how much of it falls between 4 and 9 p.m. Everything runs in your browser; nothing is sent to us.
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How the calculator works
For each plan we multiply your kWh in each time period by that plan's total bundled rate for the season, subtract E-TOU-C's baseline credit (your territory's daily baseline × 30 days, capped at your usage), and add the Base Services Charge for 30 days. FERA customers get 18% off the per-kWh charges (Schedule E-FERA) and the Tier 2 base charge; CARE customers get the Tier 1 base charge.
- Assumptions: a 30-day bill entirely in one season; PG&E bundled service (with a CCA your generation charges differ); 4-9 p.m. use spread evenly, so E-TOU-D's 5-8 p.m. weekday peak gets 3/5 of it on 5 of 7 days.
- Not included: taxes and city fees, the California Climate Credit, CARE's per-kWh discount, solar export credits, and medical baseline. With solar, enter the kWh you import from the grid.
- This is an estimate, not a PG&E quote. Check plan changes with PG&E's own rate comparison in your account before switching.
Current PG&E rates used (per kWh)
Total bundled rates, peak / part-peak / off-peak. Rate sheets effective June 1, 2026 (Advice 7921-E, D.26-04-036); last checked against PG&E's tariff book October 26, 2026.
| Plan | Summer | Winter | Baseline credit | Source |
|---|---|---|---|---|
| E-TOU-C 4-9 p.m. every day | $0.52240 / $0.39940 | $0.39757 / $0.36757 | $0.08140 | Schedule E-TOU-C, Sheet 2 |
| E-TOU-D 5-8 p.m. Monday-Friday (holidays off-peak) | $0.47708 / $0.34212 | $0.38747 / $0.34886 | None | Schedule E-TOU-D, Sheet 2 |
| EV2-A 4-9 p.m. every day; part-peak 3-4 p.m. and 9 p.m.-midnight | $0.53809 / $0.42760 / $0.22558 | $0.41099 / $0.39428 / $0.22558 | None | Schedule EV2, Sheet 2 |
| E-ELEC 4-9 p.m. every day; part-peak 3-4 p.m. and 9 p.m.-midnight | $0.55214 / $0.39026 / $0.33358 | $0.32063 / $0.29854 / $0.28468 | None | Schedule E-ELEC, Sheet 2 |
Base Services Charge on all four plans: $0.79343/day standard, $0.39688/day FERA (Tier 2), $0.19713/day CARE (Tier 1). Baseline quantities: Schedule E-TOU-C Special Condition 1. FERA: Schedule E-FERA. PG&E usually revises electric rates on January 1. We update this page when new tariff sheets are posted.
How each plan works and who it suits
E-TOU-C (peak 4-9 p.m. every day)
PG&E's default residential plan. Two prices, peak and off-peak, plus a $0.08140/kWh credit on usage up to your baseline. Suits smaller and moderate users whose usage is close to their baseline allowance, because the credit is worth the most to them.
E-TOU-D (peak 5-8 p.m. weekdays)
A shorter peak (three hours, weekdays only) at a lower peak price than E-TOU-C, but no baseline credit. Suits homes that use a lot of power in the evening or on weekends and use well above baseline.
EV2-A (EV home charging)
Three periods with a much lower off-peak price (midnight to 3 p.m.). Suits EV owners who charge after midnight, and homes that can move dishwashers, laundry and pool pumps out of the evening. The 4-9 p.m. peak is the highest of the four plans in winter.
E-ELEC (electric homes)
For homes with an EV, battery or heat pump, and required for Net Billing Tariff solar. In winter its peak and part-peak prices are the lowest of the four plans, which helps homes heating with a heat pump in the evening.
Tools that make a time-of-use plan pay
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- Find your real 4-9 p.m. share: Emporia Vue 3 home energy monitor shows usage by circuit and hour (PG&E's hourly data in your account shows the total for free).
- Move plug-in loads out of peak: Kasa EP25 energy-monitoring smart plugs (2-pack) or Emporia smart plugs (4-pack) put a dehumidifier, space heater or garage freezer on a schedule.
- Pre-cool before 4 p.m.: an ecobee Smart Thermostat Premium runs the AC before peak and coasts through it.
- EV2-A owners: a schedulable charger such as the Emporia Level 2 EV charger makes sure charging starts after midnight.
Frequently asked questions
Which PG&E rate plan is cheapest?
It depends mostly on how much of your electricity you use from 4 to 9 p.m. and whether you charge an EV at home. Households that use little in the evening and charge an EV after midnight usually do best on EV2-A, whose off-peak rate is $0.22558/kWh. Without an EV, the choice is between E-TOU-C and E-TOU-D, and this calculator shows which one is lower for your numbers.
What is the difference between E-TOU-C and E-TOU-D?
E-TOU-C charges peak prices from 4 to 9 p.m. every day and gives a baseline credit of $0.08140 per kWh on usage up to your baseline allowance. E-TOU-D charges peak prices only from 5 to 8 p.m. on weekdays (holidays are off-peak) and has no baseline credit. Low-usage homes often benefit from the E-TOU-C credit; homes with a lot of evening use often do better on E-TOU-D's shorter peak.
Who can get PG&E EV2-A?
Schedule EV2 is for customers with a currently registered battery-electric or plug-in hybrid vehicle charged at the home. The tariff also allows it on a pilot basis for some home-battery and electric heat pump customers. Customers whose 12-month usage exceeds 800% of their annual baseline are moved off EV2.
What is E-ELEC?
E-ELEC is a time-of-use plan for homes with an EV, a home battery, or an electric heat pump for water or space heating. Solar customers on the Net Billing Tariff (NEM 3.0) must be on E-ELEC.
What is the Base Services Charge?
Since March 2026 every plan in this calculator has a daily Base Services Charge: $0.79343 a day for most customers (about $23.80 for a 30-day bill), $0.39688 for FERA customers and $0.19713 for CARE customers. It is the same on all four plans, so it does not change which plan is cheapest.
How accurate is this estimate?
It uses PG&E's published total bundled rates, but it is an estimate. It assumes PG&E generation (not a CCA such as MCE or Peninsula Clean Energy), a 30-day bill in a single season, and that your 4-9 p.m. use is spread evenly over those hours. It leaves out taxes, the California Climate Credit, CARE's per-kWh discount and solar export credits. Upload a bill for an exact comparison based on your actual usage.
When do PG&E rates change next?
The rates here are from tariff sheets effective June 1, 2026. PG&E usually revises electric rates on January 1. We update this page when new tariff sheets are posted.
Keep reading
- PG&E rate plans compared: worked examples for each plan
- How to lower your PG&E bill: the action plan
- NEM 3 vs NEM 2: what solar owners need to know
- Green Button usage analyzer: upload your PG&E Download My Data file to price your real hourly usage on every plan
- Free PG&E bill audit: upload a bill for an exact comparison